The Ins and Outs of Windshield Replacement in Georgia

As an expert in the auto insurance industry, I am often asked about windshield replacement in Georgia. Many drivers are unsure of what their insurance covers when it comes to a broken or damaged windshield. In this article, I will explain the ins and outs of windshield repair and replacement coverage for personal and commercial auto policies in Georgia. I will also discuss important factors that may affect your claim and your safety, such as the type of glass used for replacement and recalibration.

So if you have a broken windshield due to a rock or other incident, read on to learn more about your options. First and foremost, it's important to note that Georgia does not require insurers to replace windshields free of charge. However, some insurance policies in Georgia do include comprehensive coverage, which may cover the cost of repair or replacement services. This means that if you have comprehensive coverage on your policy, your windshield replacement will likely be covered. Comprehensive coverage typically includes damage caused by falling objects, vandalism, or animal collisions that result in damage to the windshield. So if you have a cracked or shattered windshield due to any of these incidents, your insurance should cover the cost of repair or replacement.

The Importance of Safe Driving

Driving can be a fun and enjoyable experience, but it's important to always stay alert and ensure that your vehicle is in proper driving condition.

This includes keeping your windshield in good shape. While minor cracks or dents may not seem like a big deal, they can actually affect your ability to see clearly while driving. In fact, if you have more than one crack in your windshield that is less than three inches apart, it is considered unsafe and not allowed by law. This is because multiple cracks can weaken the strength and functionality of the windshield, making it more likely to cause injury in an accident or even break without any impact. So if you have comprehensive coverage on your auto policy, you won't have to pay a deductible for windshield repairs in all 50 states, as long as you meet all coverage requirements.

Aftermarket vs.

OEM Windshields

When it comes time to replace your windshield, you may be wondering if your insurance will cover the cost of an OEM (original equipment manufacturer) windshield or an aftermarket one. The good news is that all windshields, whether OEM or aftermarket, must meet federal safety standards for automotive glazing. This means that as long as the aftermarket windshield is DOT certified, it is considered safe and acceptable. However, the cost and level of coverage for windshield replacement may vary depending on your state's laws. For example, some states have zero-deductible laws for windshield claims, while others do not.

It's important to check with your insurance provider to understand your specific coverage and options.

Expert Windshield Services in Georgia

If you live in Georgia and need a windshield repair or replacement, Safelite offers transparent pricing for their services. They take into account various factors that may affect the cost of auto glass services, so you can get an accurate quote before making any decisions. While Georgia does not have a zero-deductible law for windshields, there are still options available for drivers with comprehensive coverage. And if you live in Florida, Kentucky, or South Carolina, you're in luck – these states do not have glass deductibles for windshield replacement claims.

Don't Wait to Repair Your Windshield

While it may be tempting to put off windshield repairs, the reality is that damage tends to worsen over time. And in some cases, a cracked or damaged windshield can even contribute to an accident or cause preventable injuries.

So if you have comprehensive coverage on your auto policy, don't hesitate to schedule an appointment with Safelite for fast and expert windshield repair or replacement services.