As an expert in the field of insurance and auto laws, I have encountered numerous questions about the cost of windshield replacement in Florida. Many drivers are unaware of the state's laws and regulations regarding windshield replacement, and whether or not it is free. In this article, I will provide a comprehensive guide to understanding Florida's free windshield replacement law and how it affects drivers. According to Florida law, drivers must have comprehensive insurance coverage to qualify for a free windshield replacement.
This means that if you have comprehensive coverage and meet all coverage requirements, you can get your windshield replaced at no cost to you. This applies to drivers in Florida, Kentucky, and South Carolina. In these states, insurance companies are not allowed to apply a deductible for a covered claim. For those who are unfamiliar with insurance terminology, a deductible is the amount of money that a driver must pay out of pocket before their insurance coverage kicks in. This means that with comprehensive coverage, you do not have to pay anything for your windshield replacement. In addition to comprehensive coverage, some states allow drivers to purchase separate glass coverage along with their comprehensive coverage.
This glass coverage has its own deductible that can be waived or reduced in case of windshield claims. However, in Florida, comprehensive insurance covers the full cost of windshield replacement without any additional glass coverage needed. At Safelite, we understand the importance of affordable and quality service. That's why we offer competitive pricing for windshield replacements in Florida. We want to ensure that drivers can get back on the road quickly and safely without breaking the bank. Florida has specific laws and regulations in place to protect drivers when it comes to windshield replacement.
These laws ensure that drivers can arrange for a repair or replacement at no cost, while also maintaining safety and compliance. According to Florida law 627 7288, if you have comprehensive coverage, your insurance company must cover the cost of replacing your windshield. This means that you have the right to repair or replace your windshield without paying a deductible. If you are unsure about your coverage or have any questions, it is always best to consult with a legal expert. You can contact RRBH Law at 305-800-4663 to schedule a consultation and ensure that you are getting the windshield replacement you deserve. Fortunately, Florida law has provisions in place to help mitigate the costs associated with windshield repair and replacement. This is especially important for drivers who do not have comprehensive coverage and may have to cover part or all of the cost themselves. It is important to note that modern vehicles with advanced features such as lane change warning, automatic emergency braking, or adaptive cruise control require ADAS calibration after replacing the windshield.
This is another reason why it is crucial to have proper insurance coverage in place. Florida is one of the few states that offers free windshield replacements for drivers with comprehensive insurance. This applies not only to Florida but also to drivers in Kentucky and South Carolina. If you have comprehensive coverage in your Progressive auto policy, you won't have to pay a deductible if you can repair your windshield instead of replacing it in all 50 states. Florida law 627 7288 specifically states that insurance companies are prohibited from charging a deductible for windshield repair or replacement under a comprehensive coverage policy. This means that if your windshield is cracked or broken, your insurance company must replace it at no cost to you. It is important to note that this law only applies to comprehensive coverage.
If you do not have comprehensive coverage, you may have to pay for the cost of windshield replacement yourself. In conclusion, it is important for drivers in Florida to understand the state's laws and regulations regarding windshield replacement. With comprehensive coverage, drivers can get their windshields replaced at no cost. However, it is always best to consult with a legal expert to ensure that you are fully covered and understand your rights as a driver.