As an expert in the auto glass industry, I have seen countless drivers in Florida struggle with windshield damage. It's a common issue that can happen at any time, whether you're driving on the highways of Orange Park or Jacksonville. And while it may seem like a hassle to deal with, there's actually a significant advantage for Florida drivers when it comes to windshield replacement. Under Florida Law, there is no limit to the number of times you can replace your windshield for free, as long as you have comprehensive insurance coverage. Articles 627 and 7288 of Florida Law state that if your windshield is cracked or broken, your insurance company must replace it at no cost.
This is a huge relief for drivers, as it means they don't have to worry about out-of-pocket expenses or deductibles. At Audi Orange Park, we understand the complexities of windshield replacement and are dedicated to guiding our customers through the process. But why is this law so important? Well, driving with a damaged windshield not only puts you at risk, but it's also illegal. According to Section 316.610 of the Florida Statute, driving a vehicle with a damaged windshield can be considered unsafe and result in a violation. This is why Florida is one of the few states that offer free windshield replacements for drivers with comprehensive insurance, along with Kentucky and South Carolina. One of the biggest advantages of this law is that insurance companies cannot apply a deductible for a covered claim.
This means that if you have comprehensive coverage and meet all requirements, you won't have to pay anything when filing a claim for windshield replacement. Some states even allow drivers to purchase separate glass coverage with their comprehensive policy, which can waive or reduce the deductible for windshield claims. There are many misconceptions and rumors surrounding windshield replacement insurance claims, but the truth is that Florida law 627.7288 prohibits insurance companies from charging a deductible for windshield repair or replacement under a comprehensive coverage policy. This is great news for drivers, as it helps to mitigate the costs associated with windshield damage. So, what do you need to know to take advantage of this law? First and foremost, you must have comprehensive insurance coverage. This means that if you have a comprehensive policy, you have the right to repair or replace your windshield without paying a deductible.
This ensures that you can maintain safety and compliance with Florida's windshield replacement regulations without any additional costs. It's also important to note that there is no limit to the number of times you can replace your windshield as long as you have coverage in your vehicle. This means that even if you've had multiple instances of windshield damage, you can still get it replaced for free. And if you're worried about not being able to take advantage of this law because of an out-of-state address, don't be. As long as you have comprehensive coverage in Florida, you are eligible for a free windshield replacement. If you find yourself in need of a windshield replacement, it's important to consult with a knowledgeable attorney to ensure that your rights are protected.
RRBH Law offers consultations for drivers in Florida and can help you navigate the process of getting a free windshield replacement under comprehensive coverage.