Under this law, if your windshield is cracked or broken, your insurance company must replace it at no cost. This doesn't include any deductibles or out-of-pocket costs. Articles 627 and 7288 of Florida Law offer a significant advantage to Florida drivers, especially those who are covered by comprehensive insurance. This does not include deductible expenses or out-of-pocket expenses for the replacement.
In Florida, the law requires that the windshield be free from damage, as it is vital to the structural integrity of the vehicle and the driver's visibility. Florida law 627 7288 states that insurance companies are prohibited from charging a deductible for windshield repair or replacement under a comprehensive coverage policy. Driving with a broken windshield isn't just a risk; it's often illegal. Florida Statute Section 316,610 (states that driving a vehicle may be considered unsafe if it requires windshield repair), which could result in a violation).
This week, the Florida legislature passed a bill that revises auto glass laws and eliminates the assignment of benefits (AOB) and zero deductibles. Under Florida's failed windshield law, a driver can replace their windshield at no cost and with no deductible if they use comprehensive car insurance. This zero-deductible policy is intended to benefit drivers with clear visibility and the ability to drive without a financial burden. Florida's recent windshield repair legislation addresses the growing problem of fraudulent claims and, at the same time, preserves the provision of free windshields in the case of comprehensive auto insurance.
By implementing restrictions on requests, introducing certification requirements for technicians, and improving consumer protections, this law strives to create a more transparent and just system for all Floridians. If a broken windshield is truly a safety hazard, the insurance company would pay for its repair and replacement. Yes, insurance companies must offer policyholders comprehensive coverage and free windshield repair under Florida windshield laws. No, if you have comprehensive auto insurance, Florida requires no-deductible coverage for repair and replacement of windshields.
However, if you have a comprehensive insurance policy, you can opt for a free windshield repair or replacement service without paying a deductible. The size and location of a crack or chip will determine if the windshield can be repaired or if it needs to be replaced. Under Florida cracked windshield law, a windshield is considered unsafe if it has cracks, chips, or damage that obstructs the driver's line of sight.
Contact RRBH Law at 305-800-4663 to schedule a consultation to make sure you get the windshield replacement you deserve.
This ensures that you can arrange for a repair or replacement at no cost, while maintaining safety and compliance with Florida windshield replacement regulations. Recognizing the need to address this issue, Florida's bipartisan legislature drafted a bill aimed at reducing fraudulent claims for windshield repair while preserving consumers' right to receive free windshields under comprehensive auto insurance policies.Under Florida law, you must have comprehensive insurance coverage to be eligible for free windshield replacement. Comprehensive insurance under Florida's free windshield replacement law covers free windshield repair and replacement. Since you can receive a fine if damage to the windshield interferes with the safe operation of the vehicle, you should not delay having a professional inspect the damage to the windshield. Fortunately, Florida law contains provisions that help mitigate the costs associated with windshield repair and replacement.